See your path to debt freedom
No judgment. No pressure. Just a clear plan to pay off your debt — and the encouragement to stick with it.
Every journey starts with a single step. Let's figure out yours together.
Three simple steps to clarity
No account needed. No confusing jargon. Just your path forward.
List your debts
Enter each debt with its balance, interest rate, and minimum payment. Takes about 2 minutes.
Add any extra
Even $20/month helps. But if there's nothing extra right now, that's okay too.
See your freedom date
Get your debt-free date, total interest, and a step-by-step payoff order.
Two proven strategies
Both work. The best one is the one you'll stick with.
Debt Snowball
Smallest balance first
Pay off your smallest debts first. Each victory builds momentum and motivation to keep going.
Debt Avalanche
Highest APR first
Attack your highest interest rate first. Mathematically optimal — saves the most money over time.
Ready to see your freedom date?
It takes less than 5 minutes. And it might just change how you feel about your debt.
Let's do this