b Balance Buster Start my plan
Snowball Calculator Avalanche Calculator Compare Strategies Extra Payments Target Date The Magazine FAQ
Back to the magazine

The Calculator Guides shelf

4 essays in this section.
Read by topic All articles Strategies Calculator Guides Motivation Money Tips
How to read a balance transfer offer without getting burned
Calculator Guides 5 min
How to read a balance transfer offer without getting burned

How to read a balance transfer offer without getting burned

The 0% APR looks like a lifeline. Sometimes it is. But the fine print on balance transfer offers has a way of turning a good plan into a mor...
What the extra-payments calculator is actually telling you
Calculator Guides 5 min
What the extra-payments calculator is actually telling you

What the extra-payments calculator is actually telling you

Adding $50 a month to your payment sounds modest. Run the numbers and you might find it cuts two years off your timeline. Here's how to read...
Calculator Guides 4 min
How to Use the Debt Snowball Method (Step-by-Step)

How to Use the Debt Snowball Method (Step-by-Step)

The complete guide to the debt snowball method, from listing your debts to celebrating your final payment.
Calculator Guides 4 min
How to Pay Off $10,000 in Credit Card Debt

How to Pay Off $10,000 in Credit Card Debt

A realistic, step-by-step plan to eliminate $10K in credit card debt faster than you thought possible.