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The Money Tips shelf

4 essays in this section.
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What to do when two people share one debt and different instincts
Money Tips 5 min
What to do when two people share one debt and different instincts

What to do when two people share one debt and different instincts

Paying off debt as a couple is harder than the math suggests. One of you wants to attack it fast. The other needs to feel safe first. Both a...
The interest charge you never actually look at
Money Tips 5 min
The interest charge you never actually look at

The interest charge you never actually look at

Every statement shows a minimum payment due. Almost none of us look at the line above it — the one that shows how much of last month's balan...
Money Tips 5 min
What Is a Good Debt-to-Income Ratio?

What Is a Good Debt-to-Income Ratio?

Understanding your DTI ratio and why lenders care about this number more than your credit score.
Money Tips 4 min
7 Debt Payoff Mistakes That Keep You Stuck

7 Debt Payoff Mistakes That Keep You Stuck

Avoid these common pitfalls that derail even the most determined debt-free journeys.